Buy now, pay later

Nivoda Capital

Provided by MarketFinance

Nivoda Capital offers a buy now, pay later credit service to enable you to boost cash flow. With these flexible payment options, you’ll have the ability to pay for your order using 30 or 60 day credit terms (subject to status).

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How does it work?

  1. Once you have been approved for credit, update your Direct Debit details in your personal Nivoda settings to activate Nivoda Capital.
  2. Continue to use Nivoda as usual by adding your chosen items to your cart.
  3. At checkout, 30 day credit terms will be selected for you*. You will also have a view of your current credit limit.
  4. Once confirmed, your order is guaranteed and will arrive as usual.
  5. Your payment will automatically be taken via Direct Debit based on your chosen term.

* To request a change from 30 to 60 day credit terms, please contact your Account Manager.

Set up your Direct Debit
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How much does it cost?

To use Nivoda Capital’s flexible payment options, we charge a small percentage of your order value.

  • Pay in 30 days – 1.25%
  • Pay in 60 days – 2.50%

There are no hidden costs or extra charges.

Set up your Direct Debit

Sign up to Nivoda Capital now

Set up your Direct Debit

Have any questions?

Speak to our Sales Team

Already an existing credit customer?

Speak to your Account Manager

FAQs

Who is MarketFinance?

MarketFinance is a leading, FCA-approved FinTech, facilitating businesses with credit and payment terms.

How do these credit options work?

Once you’ve set up your Direct Debit in your personal Nivoda settings, 30 day credit terms will be selected for you at checkout (you can also request to change to 60 day payment terms). Once your order has been placed, the invoice will be generated as usual along with your agreed repayment date, which will be paid to MarketFinance automatically via Direct Debit. You will receive an email reminder three days before the Direct Debit is due. You’ll still get your order confirmation emails from us and your diamonds will arrive as usual.

Who will pay for my order?

With Nivoda Capital, your order payment is facilitated by MarketFinance who provide the credit which you pay back via Direct Debit over your selected credit term.

Will this affect my credit score?

Your credit score will not be affected as all applications for credit are done on a soft search basis.

What countries are eligible for Nivoda Capital?
  • USA (USD)
  • UK (GBP)
  • EU (EUR) – Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Portugal, San Marino, Slovakia, Slovenia, Spain
How do I pay back earlier?

You can pay your outstanding balance* at any time by contacting MarketFinance on [email protected].

* Term charges still apply

Contact MarketFinance
Contact the MarketFinance team
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